| # | ELSS | Tax-saving FD | ULIP | NSC | PPF | EPF |
| Lock-in period | 3 years | 5 years | 5 years | 5/10 years | 15 years | Till termination of employment |
| Taxation aspect | capital gains are taxable post 1Lakh | Interest is taxable as per your IT slab | Maturity/claims proceed are tax-free | Interest is taxable as per your tax-slab | Interest is tax-free | Interest is tax-free^^ |
| Returns (p.a.) | Market-linked# | 6.0%^ | Market-linked | 7.8% (As on 1-7-17) |
7.8 % (As on 1-7-17) |
8.65 % (As on 1-4-2017) |
