What SIP means
A SIP — Systematic Investment Plan — is a way of investing a fixed amount in a mutual fund scheme on a regular schedule, usually every month. The amount is auto-debited from your bank account and units are allotted at the prevailing NAV.
How a SIP works
On each SIP date, the fixed amount buys units of the chosen mutual fund scheme at that day's NAV. When markets are high, you buy fewer units; when markets are low, you buy more. Over time, this averaging smooths the cost of acquisition. Compounding then works in your favour as the holding period grows.
Who should consider a SIP?
- Salaried individuals who want to invest a fixed portion of income every month.
- Long-term goal savers (5 years or more) — child education, retirement, or wealth building.
- First-time investors who want discipline without timing the market.
What documents do you need?
PAN, Aadhaar, a bank account in your name, and KYC completion. DRKM helps you with the end-to-end process.
Next step
Book a free consultation with the DRKM team. We'll help you choose a scheme that matches your goal, time horizon and risk tolerance.
DRKM Financial Services — AMFI-registered Mutual Fund Distributor, ARN-271815.